United Shore

Closer

United Shore
US-MI-Troy

THE GIG

The Closer is familiar with all loan products that are offered by the Company. The Closer works closely with Account Executives, Processors/Underwriters, Title Companies, Third Parties, and Brokers. 

WHAT YOU WILL BE DOING

  • Verify and update information in UClose to be sure it is accurate per loan approval. Review all closing related loan support documents from DocVelocity (i.e.: approval, loan application, Service Provider List, appraisal, insurance policies, title commitment,  tax worksheets, purchase agreements, lock, payoffs, and invoices, etc.).
  • Review and update Closing Disclosure (CD) with requested changes from Title Company. Generate closing doc prep package and review for accuracy and completeness.  
  • Effectively communicate with Title Company and Broker to obtain changes/corrections needed for CD approval.
  • Run high cost tests for compliance and work with broker to make adjustments as necessary.
  • Verify borrower’s required funds for closing is within underwriting’s approved tolerance and meets minimum/maximum investment/down payment requirements.
  • Review loan for compliance and update Uclose with additional fees and payee names. Give CD approval and forward complete documents to title company/closing agent.
  • Request wire on wet state closings and provide instructions on requesting wire on dry state closings.
  • Address and resolve any underwriting, COC, lock problems or issues as needed.

Address any calls, emails or questions related to the closing/closing package as applicable

WHAT WE NEED FROM YOU

  • High School Graduate
  • Minimum of two years’ experience closing conventional, government or non-conforming loans
  • General knowledge of Underwriting, Product and Title Insurance requirements/procedures
  • Great, positive, winning attitude
  • Ability to be flexible and work under pressure
  • Excellent communication skills-written, phone and presentation
  • Strong computer knowledge and skills
  • Internet experience
  • Knowledge of lender paid and borrower paid compensation per TILA guidelines.
  • RESPA knowledge
  • TRID knowledge
  • Closing Disclosure knowledge

THE PLACE & THE PERKS

United Shore is a diverse group of over 2,000 mortgage experts, sales superstars, tech gurus, marketing whizzes, and more – all working toward the same goals. We’re a $23 billion and growing, family-owned-and-operated company that still feels like family. We have an award-winning workplace that just happens to be home to the #1 wholesale mortgage lender in the country, United Wholesale Mortgage. We’re committed to a 40-hour workweek. And we believe in setting our team members up for success by creating a unique, energetic culture where you can be yourself and still reach your goals.

 

Here are just a few of the reasons you’ll love working here:

  • Be well here - Salta Direct is our in-house doctor’s office, available to all team members!
  • Work-life balance. Give us 40-hours and the rest is yours.
  • Generous benefits package including health and wellness, community involvement, personal and professional development, and rewards and recognition
  • Free fruit, soft drinks, and coffee
  • Gourmet cafeteria featuring homemade breakfast, lunch, sushi Mondays, and Mediterranean food.
  • State-of-the-art fitness center open 5 a.m.–11 p.m. daily
  • 24/7 convenience store
  • Our very own Starbucks
  • Cool company events that always include a surprise or two
  • Lawn vouchers to concerts at DTE Energy Music Theater

DISCLAIMER

All the above duties and responsibilities are essential job functions subject to reasonable accommodation. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Employees may be required to perform any other job related instructions as requested by their supervisor, subject to reasonable accommodations. This document does not create an employment contract, implied or otherwise, other than an "at will" employment relationship. United Shore Financial Services is an Equal Opportunity/Affirmative Action Employer.

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