United Shore

  • QC Auditor II

    Business Unit
    United Shore

    Review and remediate deficiencies on active loans in a post-closing status, primarily for Non-Agency loan delivery. This includes an analysis of Jumbo and Investor specific products by evaluating borrower’s credit profile, income, assets, liabilities, United Shore’s internal policies and all other information pertinent to the credit decision (this may include mortgage closing documentation). Auditor will work closely with Investors to clear deficiencies in a timely manner. Auditor will also be responsible for validating and reporting defects found during loan delivery to diminish exposure to repurchase risk. 


     • Review deficiencies that are identified daily as a result of Investor reviews performed during loan delivery. Products include, but are not limited to; Jumbo, High Balance Nationwide and other specialty products
    • Assess deficiencies for validity against Investor guidelines and United Shore’s internal policies
    • Remediate any deficiencies identified during Investor reviews 
    • Effectively communicate with a wide variety of internal/external parties to resolve deficiencies
    • Validate and report defects found and immediately escalate any trends to Leadership


     • Education: High School Graduate, college preferred but not required
    • Experience: 
    o Strong knowledge of Non-Agency & Agency (FNMA /FHLMC) underwriting guidelines and procedures is required. FHA and/or VA knowledge is preferred, but not required.
    o Proficient in Excel spreadsheets
    o 2-5 years underwriting or mortgage auditing experience is required
    o Agency repurchase experience a plus
    o Strong analytical and problem solving skills
    o Excellent verbal and written communication skills


    United Shore is a diverse group of over 2,400 mortgage experts, sales superstars, tech gurus, marketing whizzes, and more – all working toward the same goals. We’re a $30 billion and growing, family-owned-and-operated company that still feels like family. We have an award-winning workplace that just happens to be home to the #1 wholesale mortgage lender in the country, United Wholesale Mortgage. We’re committed to a 40-hour workweek. And we believe in setting our team members up for success by creating a unique, energetic culture where you can be yourself and still reach your goals.


    Here are just a few of the reasons you’ll love working here:

    • Be well here - Salta Direct is our in-house doctor’s office, available to all team members!
    • Work-life balance. Give us 40-hours and the rest is yours.
    • Generous benefits package including health and wellness, community involvement, personal and professional development, and rewards and recognition
    • Free fruit, soft drinks, and coffee
    • Gourmet cafeteria featuring homemade breakfast, lunch, sushi Mondays, and Mediterranean food.
    • State-of-the-art fitness center open 5 a.m.–11 p.m. daily
    • 24/7 convenience store
    • Our very own Starbucks
    • Cool company events that always include a surprise or two
    • Lawn vouchers to concerts at DTE Energy Music Theater


    All the above duties and responsibilities are essential job functions subject to reasonable accommodation. All job requirements listed indicate the minimum level of knowledge, skills and/or ability deemed necessary to perform the job proficiently. Employees may be required to perform any other job related instructions as requested by their supervisor, subject to reasonable accommodations. This document does not create an employment contract, implied or otherwise, other than an "at will" employment relationship. United Shore Financial Services is an Equal Opportunity/Affirmative Action Employer.


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